{"id":10591,"date":"2026-05-23T12:08:11","date_gmt":"2026-05-23T12:08:11","guid":{"rendered":"https:\/\/kredyachf.com\/?page_id=10591"},"modified":"2026-05-23T12:24:16","modified_gmt":"2026-05-23T12:24:16","slug":"datenschutz","status":"publish","type":"page","link":"https:\/\/kredyachf.com\/fr\/datenschutz\/","title":{"rendered":"DATENSCHUTZ"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"10591\" class=\"elementor elementor-10591\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a0e469 e-flex e-con-boxed e-con e-parent\" data-id=\"0a0e469\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-160fe8c elementor-widget elementor-widget-text-editor\" data-id=\"160fe8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"de\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>KREDYACHF \u2013 Alle Seiten<\/title>\n<style>\n\/* ===== RESET MINIMAL ===== *\/\n#kr * { box-sizing: border-box; margin: 0; padding: 0; }\n#kr { font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 1.6; color: #222; background: #fff; width: 100%; }\n#kr h1 { font-size: 1.8rem; font-weight: bold; margin-bottom: 0.5rem; }\n#kr h2 { font-size: 1.3rem; font-weight: bold; margin: 1.5rem 0 0.8rem; color: #d94010; }\n#kr h3 { font-size: 1.1rem; font-weight: bold; margin: 1rem 0 0.5rem; }\n#kr p { margin-bottom: 0.8rem; color: #444; }\n#kr ul { padding-left: 1.5rem; margin-bottom: 0.8rem; }\n#kr ul li { margin-bottom: 0.3rem; color: #444; }\n#kr a { color: #d94010; }\n \n\/* ===== BLOC HEADER ===== *\/\n#kr .kr-header {\n    background: #d94010;\n    color: white;\n    padding: 1.5rem 1rem;\n    text-align: center;\n}\n#kr .kr-header h1 { color: white; font-size: 1.6rem; }\n#kr .kr-header p { color: rgba(255,255,255,0.85); margin: 0.3rem 0 0; font-size: 0.9rem; }\n \n\/* ===== RATE BADGE ===== *\/\n#kr .kr-rate {\n    display: inline-block;\n    background: #fff3ee;\n    border: 2px solid #d94010;\n    color: #d94010;\n    font-weight: bold;\n    padding: 0.4rem 1.2rem;\n    border-radius: 4px;\n    margin: 0.8rem 0;\n    font-size: 1rem;\n}\n \n\/* ===== BOUTONS ===== *\/\n#kr .kr-btns {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 10px;\n    margin: 1rem 0;\n}\n#kr .kr-btn1 {\n    background: #d94010;\n    color: white !important;\n    padding: 0.7rem 1.5rem;\n    border-radius: 4px;\n    font-weight: bold;\n    text-decoration: none !important;\n    display: inline-block;\n    font-size: 0.95rem;\n}\n#kr .kr-btn2 {\n    background: white;\n    color: #d94010 !important;\n    padding: 0.7rem 1.5rem;\n    border-radius: 4px;\n    font-weight: bold;\n    text-decoration: none !important;\n    border: 2px solid #d94010;\n    display: inline-block;\n    font-size: 0.95rem;\n}\n \n\/* ===== CONTENU ===== *\/\n#kr .kr-body { padding: 1.2rem 1rem 2rem; }\n \n\/* ===== TABLEAU ===== *\/\n#kr table {\n    width: 100%;\n    border-collapse: collapse;\n    margin: 1rem 0 1.5rem;\n    font-size: 0.9rem;\n}\n#kr table th {\n    background: #1a2f4e;\n    color: white;\n    padding: 0.6rem 0.8rem;\n    text-align: left;\n    font-weight: bold;\n}\n#kr table td {\n    padding: 0.6rem 0.8rem;\n    border-bottom: 1px solid #e5e5e5;\n    vertical-align: top;\n}\n#kr table tr:nth-child(even) td { background: #f9f9f9; }\n#kr table td:last-child { font-weight: bold; color: #d94010; }\n \n\/* ===== AVANTAGES ===== *\/\n#kr .kr-avantages {\n    background: #f9f9f9;\n    border-left: 4px solid #d94010;\n    padding: 1rem;\n    margin: 1rem 0;\n    border-radius: 0 4px 4px 0;\n}\n#kr .kr-avantages ul { list-style: none; padding: 0; }\n#kr .kr-avantages ul li::before { content: \"\u2713 \"; color: #d94010; font-weight: bold; }\n \n\/* ===== \u00c9TAPES ===== *\/\n#kr .kr-steps { margin: 1rem 0; }\n#kr .kr-step {\n    display: flex;\n    gap: 0.8rem;\n    align-items: flex-start;\n    margin-bottom: 0.8rem;\n    padding: 0.8rem;\n    background: #f9f9f9;\n    border-radius: 4px;\n}\n#kr .kr-step-num {\n    background: #d94010;\n    color: white;\n    width: 28px;\n    height: 28px;\n    min-width: 28px;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    font-weight: bold;\n    font-size: 0.85rem;\n}\n#kr .kr-step-body h4 { font-size: 0.9rem; margin-bottom: 2px; }\n#kr .kr-step-body p { font-size: 0.82rem; margin: 0; }\n \n\/* ===== WARNING ===== *\/\n#kr .kr-warning {\n    background: #fffbeb;\n    border: 1px solid #d97706;\n    border-radius: 4px;\n    padding: 0.8rem 1rem;\n    font-size: 0.82rem;\n    color: #92400e;\n    margin: 1.5rem 0;\n    text-align: center;\n}\n \n\/* ===== CTA ===== *\/\n#kr .kr-cta {\n    background: #1a2f4e;\n    color: white;\n    padding: 1.5rem 1rem;\n    border-radius: 6px;\n    text-align: center;\n    margin: 1.5rem 0;\n}\n#kr .kr-cta h3 { color: white; margin-bottom: 0.5rem; }\n#kr .kr-cta p { color: #94a3b8; font-size: 0.9rem; margin-bottom: 1rem; }\n#kr .kr-cta .kr-btns { justify-content: center; }\n \n\/* ===== FAQ ===== *\/\n#kr .kr-faq-item {\n    border-bottom: 1px solid #e5e5e5;\n}\n#kr .kr-faq-q {\n    width: 100%;\n    background: none;\n    border: none;\n    padding: 0.9rem 0;\n    text-align: left;\n    font-size: 0.92rem;\n    font-weight: bold;\n    color: #222;\n    cursor: pointer;\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    font-family: Arial, Helvetica, sans-serif;\n}\n#kr .kr-faq-a {\n    display: none;\n    padding: 0 0 0.8rem;\n    font-size: 0.87rem;\n    color: #555;\n    line-height: 1.6;\n}\n#kr .kr-faq-a.open { display: block; }\n \n\/* ===== LEGAL ===== *\/\n#kr .kr-info-table td:first-child { width: 40%; font-weight: bold; color: #333; }\n#kr .kr-info-table td:last-child { color: #444; font-weight: normal; }\n \n\/* ===== SECTION TABS ===== *\/\n#kr .kr-tabs {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 6px;\n    margin-bottom: 1rem;\n    border-bottom: 2px solid #e5e5e5;\n    padding-bottom: 0.5rem;\n}\n#kr .kr-tab {\n    background: none;\n    border: none;\n    padding: 0.4rem 0.8rem;\n    font-size: 0.85rem;\n    font-weight: bold;\n    color: #888;\n    cursor: pointer;\n    border-bottom: 2px solid transparent;\n    margin-bottom: -2px;\n    font-family: Arial, Helvetica, sans-serif;\n}\n#kr .kr-tab.active { color: #d94010; border-bottom-color: #d94010; }\n#kr .kr-tab-content { display: none; }\n#kr .kr-tab-content.active { display: block; }\n \n\/* ===== LANG TOGGLE ===== *\/\n#kr .kr-lang {\n    display: flex;\n    gap: 8px;\n    justify-content: flex-end;\n    padding: 0.5rem 1rem;\n    background: #f5f5f5;\n    border-bottom: 1px solid #e5e5e5;\n}\n#kr .kr-lang-btn {\n    background: white;\n    border: 1px solid #ccc;\n    padding: 3px 12px;\n    border-radius: 3px;\n    font-size: 0.8rem;\n    font-weight: bold;\n    cursor: pointer;\n    font-family: Arial, Helvetica, sans-serif;\n}\n#kr .kr-lang-btn.active { background: #d94010; color: white; border-color: #d94010; }\n \n\/* ===== DIVIDER ===== *\/\n#kr hr { border: none; border-top: 1px solid #e5e5e5; margin: 1.5rem 0; }\n \n\/* ===== RESPONSIVE ===== *\/\n@media (max-width: 480px) {\n    #kr h1 { font-size: 1.4rem; }\n    #kr h2 { font-size: 1.1rem; }\n    #kr table { font-size: 0.82rem; }\n    #kr table th, #kr table td { padding: 0.5rem; }\n    #kr .kr-btn1, #kr .kr-btn2 { width: 100%; text-align: center; }\n    #kr .kr-btns { flex-direction: column; }\n}\n<\/style>\n<\/head>\n<body>\n<div id=\"kr\">\n <\/style>\n<\/head>\n<body>\n<div id=\"kr\">\n <!-- DATENSCHUTZ -->\n<div class=\"kr-section\" id=\"s-datenschutz\">\n<div class=\"kr-header\">\n    <h1>Datenschutzerkl\u00e4rung <\/h1>\n    <p>Letzte Aktualisierung: Mai 2026<\/p>\n<\/div>\n<div class=\"kr-body\">\n \n<h2>1. Verantwortlicher<\/h2>\n<table class=\"kr-info-table\">\n    <tr><td>Gesellschaft<\/td><td>KREDYACHF GmbH<\/td><\/tr>\n    <tr><td>Adresse<\/td><td>Greifengasse 22, 4005 B\u00e2le<\/td><\/tr>\n    <tr><td>E-Mail<\/td><td>contact@kredyachf.com<\/td><\/tr>\n    <tr><td>Telefon<\/td><td>+41 75 573 32 30<\/td><\/tr>\n<\/table>\n \n<h2>2. Erhobene Daten<\/h2>\n<table>\n    <tr><th>Daten<\/th><th>Zweck<\/th><th>Grundlage<\/th><\/tr>\n    <tr><td>Name, Vorname<\/td><td>Kreditantrag bearbeiten<\/td><td>Vertragserf\u00fcllung<\/td><\/tr>\n    <tr><td>E-Mail-Adresse<\/td><td>Kommunikation<\/td><td>Einwilligung<\/td><\/tr>\n    <tr><td>Telefonnummer<\/td><td>R\u00fcckruf &#038; Beratung<\/td><td>Einwilligung<\/td><\/tr>\n    <tr><td>Einkommen &#038; Beruf<\/td><td>Kreditpr\u00fcfung<\/td><td>Rechtliche Pflicht<\/td><\/tr>\n    <tr><td>IP-Adresse<\/td><td>Sicherheit &#038; Analytics<\/td><td>Berechtigtes Interesse<\/td><\/tr>\n<\/table>\n \n<h2>3. Speicherdauer <\/h2>\n<table>\n    <tr><th>Datentyp<\/th><th>Dauer<\/th><\/tr>\n    <tr><td>Kreditdossiers<\/td><td>10 Jahre (gesetzliche Pflicht)<\/td><\/tr>\n    <tr><td>Marketingdaten<\/td><td>3 Jahre<\/td><\/tr>\n    <tr><td>Cookies<\/td><td>Maximal 1 Jahr<\/td><\/tr>\n<\/table>\n \n<h2>4. Ihre Rechte \/ Vos droits<\/h2>\n<div class=\"kr-avantages\">\n    <ul>\n        <li>Auskunftsrecht (droit d&#8217;acc\u00e8s)<\/li>\n        <li>Berichtigungsrecht (droit de rectification)<\/li>\n        <li>Recht auf L\u00f6schung (droit \u00e0 l&#8217;effacement)<\/li>\n        <li>Recht auf Einschr\u00e4nkung (droit \u00e0 la limitation)<\/li>\n        <li>Daten\u00fcbertragbarkeit (droit \u00e0 la portabilit\u00e9)<\/li>\n        <li>Widerspruchsrecht (droit d&#8217;opposition)<\/li>\n    <\/ul>\n<\/div>\n<p>Kontakt: <strong>contact@kredyachf.com<\/strong> | Aufsichtsbeh\u00f6rde: <strong>www.edoeb.admin.ch<\/strong><\/p>\n \n<\/div>\n<\/div>\n \n<hr>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>KREDYACHF \u2013 Alle Seiten Datenschutzerkl\u00e4rung Letzte Aktualisierung: Mai 2026 1. Verantwortlicher Gesellschaft KREDYACHF GmbH Adresse Greifengasse 22, 4005 Basel E-Mail contact@kredyachf.com Telefon +41 75 573 32 30 2. Erhobene Daten Daten Zweck Grundlage Name, Vorname Kreditantrag bearbeiten Vertragserf\u00fcllung E-Mail-Adresse Kommunikation Einwilligung Telefonnummer R\u00fcckruf &#038; Beratung Einwilligung Einkommen &#038; Beruf Kreditpr\u00fcfung Rechtliche Pflicht IP-Adresse Sicherheit &#038; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10591","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages\/10591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/comments?post=10591"}],"version-history":[{"count":4,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages\/10591\/revisions"}],"predecessor-version":[{"id":10653,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages\/10591\/revisions\/10653"}],"wp:attachment":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/media?parent=10591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}