{"id":10381,"date":"2026-05-22T17:27:54","date_gmt":"2026-05-22T17:27:54","guid":{"rendered":"https:\/\/kredyachf.com\/?page_id=10381"},"modified":"2026-05-23T12:41:23","modified_gmt":"2026-05-23T12:41:23","slug":"kreditrechner","status":"publish","type":"page","link":"https:\/\/kredyachf.com\/fr\/kreditrechner\/","title":{"rendered":"Calculateur de pr\u00eat"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"10381\" class=\"elementor elementor-10381\">\n\t\t\t\t<div class=\"elementor-element elementor-element-909034b e-flex e-con-boxed e-con e-parent\" data-id=\"909034b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a577207 elementor-widget elementor-widget-html\" data-id=\"a577207\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- COPIEZ UNIQUEMENT CE CODE DANS LE BLOC HTML ELEMENTOR 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color: #d94010; text-align: right; }\r\n#krc table th:last-child { text-align: right; }\r\n\r\n#krc .krc-apply {\r\n    display: block;\r\n    background: #d94010;\r\n    color: white !important;\r\n    text-decoration: none !important;\r\n    text-align: center;\r\n    padding: 0.9rem;\r\n    border-radius: 6px;\r\n    font-weight: bold;\r\n    font-size: 1rem;\r\n    margin-bottom: 1rem;\r\n}\r\n\r\n#krc .krc-amort-btn {\r\n    width: 100%;\r\n    background: white;\r\n    border: 2px solid #1a2f4e;\r\n    color: #1a2f4e;\r\n    padding: 0.6rem;\r\n    font-weight: bold;\r\n    border-radius: 6px;\r\n    cursor: pointer;\r\n    font-family: Arial, sans-serif;\r\n    font-size: 0.88rem;\r\n    margin-bottom: 0.5rem;\r\n}\r\n#krc .krc-amort-wrap { display: none; overflow-x: auto; }\r\n#krc .krc-amort-wrap.open { display: block; }\r\n\r\n#krc .krc-warning {\r\n    background: #fffbeb;\r\n    border: 1px solid #d97706;\r\n    border-radius: 6px;\r\n    padding: 0.7rem;\r\n    font-size: 0.78rem;\r\n    color: #92400e;\r\n    text-align: center;\r\n    margin-top: 0.8rem;\r\n}\r\n\r\n\/* MOBILE : 1 colonne *\/\r\n@media (max-width: 600px) {\r\n    #krc { padding: 0.5rem; }\r\n    #krc .krc-body { padding: 1rem; }\r\n    #krc .krc-cols { flex-direction: column; }\r\n    #krc .krc-result .krc-amount { font-size: 1.6rem; }\r\n}\r\n<\/style>\r\n\r\n<div id=\"krc\">\r\n<div class=\"krc-inner\">\r\n\r\n    <div class=\"krc-header\">\r\n        <h2>Kreditrechner \u2013 KREDYACHF<\/h2>\r\n        <p>Berechnen Sie Ihre monatliche Rate schnell und einfach<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"krc-body\">\r\n    <div class=\"krc-cols\">\r\n\r\n        <!-- GAUCHE : FORMULAIRE -->\r\n        <div class=\"krc-col-left\">\r\n\r\n            <div class=\"krc-row\">\r\n                <label>Kreditbetrag<\/label>\r\n                <div class=\"krc-input-wrap\">\r\n                    <div class=\"krc-prefix\" id=\"krc-sym\">CHF<\/div>\r\n                    <input type=\"number\" id=\"krc-amount\" value=\"10000\" min=\"1000\" step=\"500\">\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"krc-row\">\r\n                <label>W\u00e4hrung<\/label>\r\n                <div class=\"krc-currency\">\r\n                    <button class=\"krc-cur active\" id=\"krc-chf\" onclick=\"krcCur('CHF')\">\ud83c\udde8\ud83c\udded CHF<\/button>\r\n                    <button class=\"krc-cur\" id=\"krc-eur\" onclick=\"krcCur('EUR')\">\ud83c\uddea\ud83c\uddfa EUR<\/button>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"krc-row\">\r\n                <label>Laufzeit (Monate)<\/label>\r\n                <div class=\"krc-input-wrap\">\r\n                    <input type=\"number\" id=\"krc-term\" value=\"60\" min=\"6\" max=\"360\">\r\n                    <div class=\"krc-suffix\">Monate<\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"krc-row\">\r\n                <label>Zinssatz (j\u00e4hrlich)<\/label>\r\n                <div class=\"krc-input-wrap\">\r\n                    <input type=\"number\" id=\"krc-rate\" value=\"3.9\" min=\"0.1\" max=\"30\" step=\"0.1\">\r\n                    <div class=\"krc-suffix\">%<\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <button class=\"krc-extra-btn\" onclick=\"krcToggleExtra(this)\">+ Zusatzzahlungen<\/button>\r\n            <div class=\"krc-extra\" id=\"krc-extra\">\r\n                <div class=\"krc-row\" style=\"margin-bottom:0.5rem\">\r\n                    <label>Zahlungsfrequenz<\/label>\r\n                    <div class=\"krc-input-wrap\">\r\n                        <select id=\"krc-freq\">\r\n                            <option value=\"monthly\">Monatlich<\/option>\r\n                            <option value=\"quarterly\">Viertelj\u00e4hrlich<\/option>\r\n                            <option value=\"yearly\">J\u00e4hrlich<\/option>\r\n                        <\/select>\r\n                    <\/div>\r\n                <\/div>\r\n                <div class=\"krc-row\" style=\"margin-bottom:0\">\r\n                    <label>Zusatzbetrag<\/label>\r\n                    <div class=\"krc-input-wrap\">\r\n                        <div class=\"krc-prefix\" id=\"krc-sym2\">CHF<\/div>\r\n                        <input type=\"number\" id=\"krc-extra-amt\" value=\"0\" min=\"0\" step=\"50\">\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <button class=\"krc-calc-btn\" onclick=\"krcCalc()\">Berechnen<\/button>\r\n\r\n        <\/div>\r\n\r\n        <!-- DROITE : R\u00c9SULTATS -->\r\n        <div class=\"krc-col-right\">\r\n\r\n            <div class=\"krc-result\">\r\n                <h3>Gesch\u00e4tzte Monatliche Rate<\/h3>\r\n                <div class=\"krc-amount\" id=\"krc-monthly\">CHF 212.47<\/div>\r\n                <p>Sie zahlen <strong id=\"krc-d-monthly\">CHF 212.47<\/strong> pro Monat\r\n                \u00fcber <strong id=\"krc-d-months\">60<\/strong> Monate.<br>\r\n                Gesamtbetrag: <strong id=\"krc-d-total\">CHF 12,748<\/strong><\/p>\r\n            <\/div>\r\n\r\n            <table>\r\n                <tr><th>Zusammenfassung<\/th><th>Betrag<\/th><\/tr>\r\n                <tr><td>Monatliche Rate<\/td><td id=\"st-monthly\">CHF 212.47<\/td><\/tr>\r\n                <tr><td>Gesamtkapital<\/td><td id=\"st-principal\">CHF 10,000<\/td><\/tr>\r\n                <tr><td>Gesamtzinsen<\/td><td id=\"st-interest\">CHF 2,748<\/td><\/tr>\r\n                <tr><td>Gesamtbetrag<\/td><td id=\"st-total\">CHF 12,748<\/td><\/tr>\r\n            <\/table>\r\n\r\n            <a href=\"https:\/\/kredyachf.com\/fr\/kreditantrag\/\" class=\"krc-apply\">Kreditantrag stellen \u2192<\/a>\r\n\r\n        <\/div>\r\n\r\n    <\/div><!-- krc-cols -->\r\n\r\n    <!-- TILGUNGSPLAN PLEINE LARGEUR -->\r\n    <div style=\"margin-top:1rem\">\r\n        <button class=\"krc-amort-btn\" onclick=\"krcToggleAmort(this)\">Tilgungsplan anzeigen \u25bc<\/button>\r\n        <div class=\"krc-amort-wrap\" id=\"krc-amort\">\r\n            <table>\r\n                <thead>\r\n                    <tr>\r\n                        <th>Monat<\/th>\r\n                        <th>Rate<\/th>\r\n                        <th>Kapital<\/th>\r\n                        <th>Zinsen<\/th>\r\n                        <th>Restschuld<\/th>\r\n                    <\/tr>\r\n                <\/thead>\r\n                <tbody id=\"krc-amort-body\"><\/tbody>\r\n            <\/table>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"krc-warning\">Ein Kredit stellt eine Verpflichtung dar und muss zur\u00fcckgezahlt werden. \u00dcberpr\u00fcfen Sie Ihre R\u00fcckzahlungsf\u00e4higkeit, bevor Sie sich verpflichten.<\/div>\r\n\r\n    <\/div><!-- krc-body -->\r\n<\/div><!-- krc-inner -->\r\n<\/div><!-- #krc -->\r\n\r\n<script>\r\nvar krcCurrency = 'CHF';\r\n\r\nfunction krcCur(c) {\r\n    krcCurrency = c;\r\n    document.getElementById('krc-chf').classList.toggle('active', c==='CHF');\r\n    document.getElementById('krc-eur').classList.toggle('active', c==='EUR');\r\n    document.getElementById('krc-sym').textContent = c;\r\n    document.getElementById('krc-sym2').textContent = c;\r\n    krcCalc();\r\n}\r\n\r\nfunction krcToggleExtra(btn) {\r\n    var el = document.getElementById('krc-extra');\r\n    el.classList.toggle('open');\r\n    btn.textContent = el.classList.contains('open') ? '- Zusatzzahlungen' : '+ Zusatzzahlungen';\r\n}\r\n\r\nfunction krcToggleAmort(btn) {\r\n    var el = document.getElementById('krc-amort');\r\n    el.classList.toggle('open');\r\n    btn.textContent = el.classList.contains('open') ? 'Tilgungsplan ausblenden \u25b2' : 'Tilgungsplan anzeigen \u25bc';\r\n}\r\n\r\nfunction krcFmt(n) {\r\n    return krcCurrency + ' ' + n.toLocaleString('de-CH', {minimumFractionDigits:2, maximumFractionDigits:2});\r\n}\r\nfunction krcFmtI(n) {\r\n    return krcCurrency + ' ' + Math.round(n).toLocaleString('de-CH');\r\n}\r\n\r\nfunction krcCalc() {\r\n    var p = parseFloat(document.getElementById('krc-amount').value) || 10000;\r\n    var m = parseFloat(document.getElementById('krc-term').value) || 60;\r\n    var r = parseFloat(document.getElementById('krc-rate').value) || 3.9;\r\n    var extra = parseFloat(document.getElementById('krc-extra-amt').value) || 0;\r\n    var freq = document.getElementById('krc-freq').value;\r\n    var mr = r \/ 100 \/ 12;\r\n    var monthly = mr === 0 ? p\/m : p*(mr*Math.pow(1+mr,m))\/(Math.pow(1+mr,m)-1);\r\n    var extraPM = freq==='monthly' ? extra : freq==='quarterly' ? extra\/3 : extra\/12;\r\n    var total = monthly * m;\r\n    var interest = total - p;\r\n\r\n    document.getElementById('krc-monthly').textContent = krcFmt(monthly);\r\n    document.getElementById('krc-d-monthly').textContent = krcFmt(monthly);\r\n    document.getElementById('krc-d-months').textContent = m;\r\n    document.getElementById('krc-d-total').textContent = krcFmtI(total);\r\n    document.getElementById('st-monthly').textContent = krcFmt(monthly);\r\n    document.getElementById('st-principal').textContent = krcFmtI(p);\r\n    document.getElementById('st-interest').textContent = krcFmtI(interest);\r\n    document.getElementById('st-total').textContent = krcFmtI(total);\r\n\r\n    var tbody = document.getElementById('krc-amort-body');\r\n    tbody.innerHTML = '';\r\n    var bal = p;\r\n    for (var i=1; i<=m; i++) {\r\n        if (bal <= 0) break;\r\n        var intP = bal * mr;\r\n        var capP = Math.min(monthly - intP + extraPM, bal);\r\n        bal -= capP;\r\n        var tr = document.createElement('tr');\r\n        tr.innerHTML = '<td>'+i+'<\/td><td>'+krcFmt(monthly)+'<\/td><td>'+krcFmtI(capP)+'<\/td><td>'+krcFmtI(intP)+'<\/td><td>'+(bal>0 ? krcFmtI(bal) : krcCurrency+' 0.00')+'<\/td>';\r\n        tbody.appendChild(tr);\r\n    }\r\n    var tot = document.createElement('tr');\r\n    tot.style.fontWeight = 'bold';\r\n    tot.innerHTML = '<td>Total<\/td><td>\u2013<\/td><td>'+krcFmtI(p)+'<\/td><td>'+krcFmtI(interest)+'<\/td><td>'+krcCurrency+' 0.00<\/td>';\r\n    tbody.appendChild(tot);\r\n}\r\n\r\nkrcCalc();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Kreditrechner \u2013 KREDYACHF Berechnen Sie Ihre monatliche Rate schnell und einfach Kreditbetrag CHF W\u00e4hrung \ud83c\udde8\ud83c\udded CHF \ud83c\uddea\ud83c\uddfa EUR Laufzeit (Monate) Monate Zinssatz (j\u00e4hrlich) % + Zusatzzahlungen Zahlungsfrequenz MonatlichViertelj\u00e4hrlichJ\u00e4hrlich Zusatzbetrag CHF Berechnen Gesch\u00e4tzte Monatliche Rate CHF 212.47 Sie zahlen CHF 212.47 pro Monat \u00fcber 60 Monate. Gesamtbetrag: CHF 12,748 Zusammenfassung Betrag Monatliche Rate CHF 212.47 Gesamtkapital [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10381","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages\/10381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/comments?post=10381"}],"version-history":[{"count":19,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages\/10381\/revisions"}],"predecessor-version":[{"id":10667,"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/pages\/10381\/revisions\/10667"}],"wp:attachment":[{"href":"https:\/\/kredyachf.com\/fr\/wp-json\/wp\/v2\/media?parent=10381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}